Visa Credit Card
Making payment/ purchase without cash
CPBank credit card is the best choice to improve your lifestyle with an easy way of making payments at any time and anywhere.
Features and Benefits
- Immediate alert message on the transaction
- Real-Time Repayment/top-up for credit balance
- Card Transactions (Cash withdrawal, E-commerce, International Transaction, Purchase) can be manage via Mobile App (turn on/off)
- Flexible monthly payment methods
- Convenient and quick cash advance at ATMs wherever VISA card is accepted
- Eligible all promotions sponsored by Visa & CPBank
- Free access Plaza Premium Lounge around the world up to 6 times per year.
- Lounge locations
Fees and Charges
| Services Description | Fees & Payment |
| Application Fee, Approval Fee | Free |
| Dispute Fee | Free |
| Expired card Fee | Free |
| Card Replacement Fee | USD5/Card |
| Overdue Date (late payment) Fee | USD20 |
| Statement Date | 28th of the month |
| Direct Debit Date | 10th of the month |
| Payment Grace Period | From statement date -12th of the month |
| Payment Channel | 1. Direct Debit
2. CPBank MB 3. ATM/CDM Machine 4. Counters 5. Third partner |
| Cash Withdrawal via CPBank’s ATM (per transaction fee) | Min USD3 or 2% whichever amount is higher than USD150 |
| Cash Withdrawal via other bank’s ATM (per transaction fee) | Min USD5 or 2% whichever amount is higher than USD250 |
| Annual Service Fee | 1. USD12 Silver Card
2. USD25 Gold Card 3. USD50 Platinum Card |
| Credit Card Interest Rate P.A | Credit Purchase 15% or 18%P.A
Cash Advance 24%P.A |
| Direct Debit | Min USD20 or 5% whichever is higher |
| Foreign Currency Coversion Fee | 1.5% per trasaction |
Documents Requirement
- Valid identifications
- Proof of income
- Proof of resident
Credit Card Criteria
- Applicant’s Age: 18 – 70 Years Old
- Stable income from salary / business
