Accounts & Deposits
CPBank has developed various types of savings and deposit products to help customers manage their cash effectively. Deposit can be made in three different currencies including Khmer riel, US Dollar and Thai Baht.
CURRENT ACCOUNTS
Current Account is a unique interest-bearing account to serve both retail and non-retail customers who need to make large cheque payment to anyone in their daily business activities.
| Currency | USD | KHR | BATH |
| Interest Rate | 0.75 % | 0.75 % | 0.75 % |
Special features:
- Initial balance USD10 / KHR40,000 / THB400
- Minimum balance USD1 / KHR4,000 / THB40
- High-Interest Rates
- Available in 3 currencies: Khmer Riel (KHR), US Dollar (USD), and Thai Baht (THB)
- Free Cheque Book
- Free Monthly Bank Statement.
- Free Visa Card and Mobile Banking Service
- Easy access to your money through Mobile banking facilities and ATM machines (CSS Member).
- Enjoy special discounts from our Business Partners with our CPBank Card
Document Requirement:
For Resident For Non-Resident
- Individuals age 18 years and over
- Identification Card / Passport (Validate 3 months) / Family Book / Residency Book / Driving Licence / Employment Card / ID Card issued by government
- Individuals age 18 years
- Passport
- Identification Card / Certificate of Residency / Certificate of Employment / Employment Contract / Leasing Contract / Certificate of Incorporation
Note:
- Customers have a legitimate business or occupation and are not guilty of any crime or offense.
- Students also can be open accounts with CPBank.
- Dormancy Fee (No transaction after 12 months): USD 10 or KHR 40,000 or BTH 400.
* Application Form: MKT_02_Individual_Account
* Terms & Conditions apply: www.cambodiapostbank.com.kh/T&C
CURRENT ACCOUNTS VIP
Current Account is a unique interest-bearing account to serve both retail and non-retail customers who need to make large cheque payment to anyone in their daily business activities.
| Currency | USD | KHR | BATH |
| Interest Rate | 2.00% | 2.00% | 2.00% |
Special features:
- Initial balance USD10 / KHR40,000 / THB400
- Minimum balance USD1 / KHR4,000 / THB40
- High-Interest Rates
- Available in 3 currencies: Khmer Riel (KHR), US Dollar (USD), and Thai Baht (THB)
- Free Cheque Book
- Free Monthly Bank Statement.
- Free Visa Card and Mobile Banking Service
- Easy access to your money through Mobile banking facilities and ATM machines (CSS Member).
- Enjoy special discounts from our Business Partners with our CPBank Card
Document Requirement:
For Resident For Non-Resident
- Individuals age 18 years and over
- Identification Card / Passport (Validate 3 months) / Family Book / Residency Book / Driving Licence / Employment Card / ID Card issued by government
- Individuals age 18 years
- Passport
- Identification Card / Certificate of Residency / Certificate of Employment / Employment Contract / Leasing Contract / Certificate of Incorporation
Note:
- Customers have a legitimate business or occupation and are not guilty of any crime or offense.
- Students also can be open accounts with CPBank.
- Dormancy Fee (No transaction after 12 months): USD 10 or KHR 40,000 or BTH 400.
* Application Form: MKT_02_Individual_Account
* Terms & Conditions apply: www.cambodiapostbank.com.kh/T&C
CURRENT TIER PRICING ACCOUNT
Current Tier Pricing Accounts is an account that will benefit customers to earn more interest based on the outstanding balance in their account. We provide a tier interest rate depending on the deposited balance.
| Amount | USD | KHR | BATH |
| < $ 3,000 | 1.75% | 1.75% | 1.75% |
| >$ 3,000 to $ 20,000 | 2.00% | 2.00% | 2.00% |
| > $ 20,000 to $ 50,000 | 2.50% | 2.50% | 2.50% |
| > $ 50,000 | 2.75% | 2.75% | 2.75% |
Specail Features:
- Initial balance USD10 / KHR40,000 / THB400
- Minimum balance USD1 / KHR4,000 / THB40
- High-Interest Rates.
- Available in 3 currencies: Khmer Riel (KHR), US Dollar (USD), and Thai Baht (THB).
- Free Cheque Book.
- Free Monthly Bank Statement.
- Free Visa Card and Mobile Banking Service.
- Easy access to your money through Mobile banking facilities and ATM machines (CSS Member).
- Enjoy special discounts from our Business Partners with our CPBank Card.
Document Requirement:
For Resident For Non-Resident
- Individuals age 18 years and over
- Identification Card / Passport (Validate 3 months) / Family Book / Residency Book / Driving Licence / Employment Card / ID Card issued by government
- Individuals age 18 years
- Passport
- Identification Card / Certificate of Residency / Certificate of Employment / Employment Contract / Leasing Contract / Certificate of Incorporation
Note:
- Customers have a legitimate business or occupation and are not guilty of any crime or offense.
- Students also can be open accounts with CPBank.
- Dormancy Fee (No transaction after 12 months): Free of charge.
* Application Form: MKT_02_Individual_Account
* Terms & Conditions apply: www.cambodiapostbank.com.kh/T&C
SAVING ACCOUNTS
Saving Accounts is an accessibility and convenience account for those who have surplus funds or unused funds and wish to increase their own assets by investing in low-risk products with a secured bank.
| Currency | USD | KHR | BATH |
| Interest Rate | 0.75 % | 0.75 % | 0.75 % |
Special features:
- Initial balance USD5 / KHR20,000 / THB200
- Minimum balance USD1 / KHR4,000 / THB40
- High-Interest Rates.
- Available in 3 currencies: Khmer Riel (KHR), US Dollar (USD), and Thai Baht (THB).
- Free Passbook.
- Free Monthly Bank Statement.
- Free Visa Card and Mobile Banking Service.
- Easy access to your money through Mobile banking facilities and ATM machines (CSS Member).
- Enjoy special discounts from our Business Partners with our CPBank Card.
Document Requirement:
For Resident For Non-Resident
- Individuals age 18 years and over
- Identification Card / Passport (Validate 3 months) / Family Book / Residency Book / Driving Licence / Employment Card / ID Card issued by government
- Individuals age 18 years
- Passport
- Identification Card / Certificate of Residency / Certificate of Employment / Employment Contract / Leasing Contract / Certificate of Incorporation
Note:
- Customers have a legitimate business or occupation and are not guilty of any crime or offense.
- Students also can be open accounts with CPBank.
- Dormancy Fee (No transaction after 12 months): USD 10 or KHR 40,000 or BTH 400.
* Application Form: MKT_02_Individual_Account
* Terms & Conditions apply: www.cambodiapostbank.com.kh/T&C
SAVING ACCOUNTS VIP
Saving Accounts VIP is an accessibility and convenience account for those who have surplus funds or unused funds and wish to increase their own assets by investing in low-risk products with a secured bank. Especially, Saving with high-interest rates.
The minimum balance of opening a savings account VIP is USD500.
| Currency | USD | KHR | BATH |
| Minimum Balance | 500 | 2,000,000 | 20,000 |
| Interest Rate | 2.00% | 2.00 % | 2.00 % |
Special features:
- High-Interest Rates.
- Available in 3 currencies: Khmer Riel (KHR), US Dollar (USD), and Thai Baht (THB).
- Free Passbook.
- Free Monthly Bank Statement.
- Free Visa Card and Mobile Banking Service.
- Easy access to your money through Mobile banking facilities and ATM machines (CSS Member).
- Enjoy special discounts from our Business Partners with our CPBank Card.
Document Requirement:
| For Resident | For Non-Resident |
|
|
Note:
- Customers have a legitimate business or occupation and are not guilty of any crime or offense.
- Students also can be open accounts with CPBank.
- Dormancy Fee (No transaction after 12 months): USD 10 or KHR 40,000 or BTH 400.
* Application Form: MKT_02_Individual_Account
* Terms & Conditions apply: www.cambodiapostbank.com.kh/T&C
Saving Tier Pricing Accounts
Saving Tier Pricing Accounts is an account that will benefit customers to earn more interest based on the outstanding balance in their account. We provide a tier interest rate depending on the deposited balance.
| Amount | USD | KHR | BATH |
| < $ 3,000 | 1.75% | 1.75% | 1.75% |
| >$ 3,000 to $ 20,000 | 2.00% | 2.00% | 2.00% |
| > $ 20,000 to $ 50,000 | 2.50% | 2.50% | 2.50% |
| > $ 50,000 | 2.75% | 2.75% | 2.75% |
Specail Features:
- Initial balance USD5 / KHR20,000 / THB200
- Minimum balance USD1 / KHR4,000 / THB40
- High-Interest Rates
- Available in 3 currencies: Khmer Riel (KHR), US Dollar (USD), and Thai Baht (THB)
- Free Passbook
- Free Monthly Bank Statement
- Free Visa Card and Mobile Banking Service
- Easy access to your money through Mobile banking facilities and ATM machines (CSS Member)
- Enjoy special discounts from our Business Partners with our CPBank Card.
Document Requirement:
For Resident For Non-Resident
- Individuals age 18 years and over
- Identification Card / Passport (Validate 3 months) / Family Book / Residency Book / Driving Licence / Employment Card / ID Card issued by government
- Individuals age 18 years
- Passport
- Identification Card / Certificate of Residency / Certificate of Employment / Employment Contract / Leasing Contract / Certificate of Incorporation
Note:
- Customers have a legitimate business or occupation and are not guilty of any crime or offense.
- Students also can be open accounts with CPBank.
- Dormancy Fee (No transaction after 12 months): Free of charge.
* Application Form: MKT_02_Individual_Account
* Terms & Conditions apply: www.cambodiapostbank.com.kh/T&C
SETTLEMENT ACCOUNTS
Settlement Account helps Loan Clients for loan payment and settlement.
| Currency | USD | KHR | BATH |
| Minimum Balance | 10 | 40,000 | 400 |
| Interest Rate | 0.75% P.A. | 0.75% P.A. | 0.75% P.A. |
Special Features:
- Minimum balance USD1 / KHR4,000 / THB40
- High-Interest Rates.
- Available in 3 currencies: Khmer Riel (KHR), US Dollar (USD), and Thai Baht (THB).
- Free Passbook.
- Free Monthly Bank Statement.
- Free Visa Card and Mobile Banking Service.
- Easy access to your money through Mobile banking facilities and ATM machines (CSS Member).
- Enjoy special discounts from our Business Partners with our CPBank Card.
Document Requirement:
For Resident For Non-Resident
- Individuals age 18 years and over
- Identification Card / Passport (Validate 3 months) / Family Book / Residency Book / Driving Licence / Employment Card / ID Card issued by government
- Individuals age 18 years
- Passport
- Identification Card / Certificate of Residency / Certificate of Employment / Employment Contract / Leasing Contract / Certificate of Incorporation
Note:
- Customers have a legitimate business or occupation and are not guilty of any crime or offense.
- Students also can be open accounts with CPBank.
- Dormancy Fee (No transaction after 12 months): USD 10 or KHR 40,000 or BTH 400.
* Application Form: MKT_02_Individual_Account
* Terms & Conditions apply: www.cambodiapostbank.com.kh/T&C
RECURRING ACCOUNTS
Recurring Account is a special type of accounts that is a hybrid between a savings account and a fixed deposit account. This account type is flexibly developed providing an alternative option for depositors basing on their flow of income which enables a depositor particularly deposit money into their account on a daily, weekly, or monthly basis.
| Recurring Interest | |||
| Team | USD | KHR | THB |
| 6 Months | 4.00% | 4.00% | 4.00% |
| 12 Months | 6.00% | 6.00% | 6.00% |
| 24 Months | 6.25% | 6.25% | 6.25% |
| 48 Months | 6.45% | 6.45% | 6.45% |
| ≥ 60 Months | 6.55% | 6.55% | 6.55% |
Special Features:
- High-Interest Rates.
- Available in 3 currencies: Khmer Riel (KHR), US Dollar (USD), and Thai Baht (THB).
- Free Passbook.
- Free Monthly Bank Statement.
- Free Visa Card and Mobile Banking Service.
- Easy access to your money through Mobile banking facilities and ATM machines (CSS Member).
- Enjoy special discounts from our Business Partners with our CPBank Card.
Document Requirement:
For Resident For Non-Resident
- Individuals age 18 years and over
- Identification Card / Passport (Validate 3 months) / Family Book / Residency Book / Driving Licence / Employment Card / ID Card issued by government
- Individuals age 18 years
- Passport
- Identification Card / Certificate of Residency / Certificate of Employment / Employment Contract / Leasing Contract / Certificate of Incorporation
Note:
- Customers have a legitimate business or occupation and are not guilty of any crime or offense.
- Students also can be open accounts with CPBank.
- Dormancy Fee (No transaction after 12 months): Free of Charge.
* Application Form: MKT_02_Individual_Account
* Terms & Conditions apply: www.cambodiapostbank.com.kh/T&C
FIXED DEPOSIT ACCOUNTS
Fixed Deposit Accounts is an account for customer who wish to increase their assets with higher interest rates.
|
Short Term
|
Month | Individual |
| Interest at Maturity | ||
| 3 M | 4.00% | |
| 6 M | 5.00% | |
| 9 M | 6.00% | |
| 12 M | 7.00% | |
|
Long Term
|
Month | Individual |
| Interest at Maturity | ||
| 24 M | 7.25% | |
| 36 M | 7.35% | |
| 48 M | 7.45% | |
| ≥60 M | 7.55% | |
Individual customers who make short-term deposits can request a monthly interest deduction, but the interest rate for the type of monthly interest deduction deposit account is 0.25% lower than the interest rate in the table above for all deposit periods.
Special features:
- High-Interest Rates.
- Available in 3 currencies: Khmer Riel (KHR), US Dollar (USD), and Thai Baht (THB).
- Free Passbook.
- Free Monthly Bank Statement.
- Free Visa Card and Mobile Banking Service.
- Easy access to your money through Mobile banking facilities and ATM machines (CSS Member).
- Enjoy special discounts from our Business Partners with our CPBank Card.
Document Requirement:
For Resident For Non-Resident
- Individuals age 18 years and over
- Identification Card / Passport (Validate 3 months) / Family Book / Residency Book / Driving Licence / Employment Card / ID Card issued by government
- Individuals age 18 years
- Passport
- Identification Card / Certificate of Residency / Certificate of Employment / Employment Contract / Leasing Contract / Certificate of Incorporation
Note:
- Customers have a legitimate business or occupation and are not guilty of any crime or offense.
- Students also can be open accounts with CPBank.
- In case the account holder chooses an automatic rollover, and upon the arrival of the maturity date, the account holder does not give written instruction to Cambodia Post Bank to change the terms, the fixed deposit shall be successively renewed for the same tenor at Cambodia Post Bank’s prevailing rate at the time of renewal.
- Dormancy Fee (No transaction after 12 months): Free of Charge.
* Application Form: MKT_02_Individual_Account
* Terms & Conditions apply: www.cambodiapostbank.com.kh/T&C
Junior Account is a created for teens to encourage them to start learning on their own fund management and create a good habit of savings money through digital banking system.
| Currency | USD | KHR | BATH |
| Interest Rate/p.a | 5.00 % | 5.00 % | 5.00 % |
| Maximum transaction amount per day | 1,000 | 4,000,000 | 40,000 |
| Maximum account balance | 10,000 | 4,000,000 | 40,000 |
Special features:
- Minimum balance USD1 / KHR4,000 / THB40
- High-Interest Rates up to 5%pa
- Available currencies in KHR, USD, and THB
- Free Passbook
- Free Mobile Banking Service
- Easy access to your money through Mobile banking facilities and ATM machines (CSS Member).
- Free Debit Card
- Provide Account Statement
- Provide Bank Confirmation
- Enjoy special discounts from our Business Partners
Document Requirement:
| Cambodian customers | Conditions of Opening Account: |
|
|
Note:
- Dormancy Fee (No transaction after 12 months): USD 10 or KHR 40,000 or BTH 400.
* Application Form: MKT_02_Individual_Account
* Terms & Conditions apply: www.cambodiapostbank.com.kh/T&C
